Get Amazing Sign-Up Bonuses and No Annual Fees with These Credit Cards
- Author: Chris Goyette
- Posted: 2024-07-03
The good news is that there are numerous cards that fit the bill. Unfortunately, you’re still left trying to sort through your various options to decide which is best. To save you some time and effort, we’ll now present you a list of five of the best credit card options currently out there. All of the cards on this list have no annual fee, and each allows you to earn some of your hard-earned money back through sign-up and cash-back bonuses. Although there are many other options available, you definitely can’t go wrong with any of these five.
Five Credit Cards with Excellent Sign-Up Bonuses and No Annual Fees
1. Wells Fargo Cash Wise Visa
• Sign-Up Bonus: $200 if you spend $1,000 within first 90 days
Although Wells Fargo has mostly been in the news for negative reasons lately, the bank’s Cash Wise Visa credit card offers some of the best sign-up and cash-back bonuses available. Not only will you earn $200 back when you spend at least $1,000 in the first three months, but you will also earn a 1.5% cashback bonus on every single dollar you spend, no matter where you spend it.
2. BankAmericard Cash Rewards
• Sign-Up Bonus: $150 if you spend $500 within first 90 days
BankAmericard’s Cash Rewards card is a great credit card for those just starting out and also for anyone looking to earn some great cash-back bonuses. Like several of the other cards on this list, you will earn $150 back as long as you spend a minimum of $150 in the first three months. In addition, you’ll also earn 1% cash back on every purchase, 2% back on purchases at grocery and wholesale stores and a whopping 3% on gasoline purchases. Still, there is a limit, as you’ll only earn the cash back bonus on the first $2,500 you spend in the year.
3. TD Cash Credit Card
• Sign-Up Bonus: $150 if you spend $500 within first 90 days
The TD Cash credit card is a fantastic choice for those who like to frequently eat out. The card has no annual fees and offers a similar sign-up bonus to the BankAmericard Cash Rewards card, but what really makes it special are the cash-back bonuses. You will earn 1% cash back on all purchases and 3% cash back for all dining purchases including restaurants, coffee shops and fast food joints. Still, you’ll need to sign up soon in order to take advantage of this deal, as it is only available until January 31, 2018.
4. Chase Freedom Unlimited
• Sign-Up Bonus: $150 if you spend $500 within first 90 days
Chase Freedom Unlimited is definitely one of the most popular credit card options, and for good reason, as it comes with some excellent perks. The fact that it features no annual fee and a decent sign-up bonus is a great place to start. Even better still, this card allows you to earn 1.5% cash back on any and all purchases with no restrictions. As long as you make sure to use it responsibly and pay it off regularly, this card could earn you some serious cash.
5. American Express Blue Cash Everyday
• Sign-Up Bonus: $150 if you spend $1,000 within first 90 days
The American Express Blue Cash Everyday card is definitely a great credit card, although you will need to spend a minimum of $1,000 within the first three months to earn your $150 sign-up bonus. This bonus may be harder to earn than with all of the other cards on this list, but you also have the chance to earn even more with the other cash-back bonuses. With this card, you’ll earn 1% on all purchases, 2% on purchases at US gas stations and 3% on all grocery store and supermarket purchases.
As you can see, you actually have quite a few fantastic options when signing up for a new credit card. In this sense, there is actually nothing to fear. That is, unless you’re one of those people who can never remember to pay your credit card bill on time.